For further information on these Supplemental Benefit Plans please call the Plans Administrator, Pacific Group Agencies at (800) 511-9065 or Email:

Supplemental Benefits
Endorsed Exclusively for RELAC Members and
Administered by Pacific Group Agencies, Inc.

Legal Shield

From Traffic Tickets to Will Preparation, Real Estate or Divorce: Professional Legal Advice for Less Than 50¢ a Day.

Legal Shield was founded over 40 years ago, with the belief that everyone deserves access to quality, affordable legal protection. Businesses and the wealthy can afford to pay attorneys $400 an hour to protect their interests, but can you? With Legal Shield, you will have access to attorneys to level the playing field and give you the protections that you need, all for less than 50¢ a day.

Regardless of the type of issue, Legal Shield’s nationwide network of affiliate lawyers, with an average of 19 years of experience, is there to help you. Whether it’s personal, business related, criminal, or anything in between, you need to have quality legal representation and know all of your legal rights.

When you join Legal Shield, you will experience the safety and security that over 1.5 million members enjoy. Access to no cost, quality, convenient, legal help is only a toll-free phone call away.

Benefits of Legal Shield membership include:

Phone Calls and Letters

We’ve all experienced situations where a person or company has taken advantage of us or refused to do as promised, and our personal calls and letters do not resolve the situation. Perhaps it was a store that won’t honor a return, or a poorly done repair job, or a merchant that won’t honor their low price guarantee? Unfortunately, many businesses know they can get away with these things because few people will spend the time or hire a lawyer to being them to justice.

With Legal Shield, your attorney will write a letter or make a phone call on your behalf at no cost to you. When the other party sees that you have legal representation, they know you are serious and they will work to get the situation resolved.

Will Preparation with Annual Reviews

Having an updated Will is part of being a responsible adult. However, 55% of Americans do not have a Will. The numbers are even more shocking for minorities: 68% of African Americans and 74% of Hispanics do not have a Will. Considering the overwhelming benefits of having a Will, these are frightening statistics. Wills can:

With Legal Shield, the member will receive a Will and annual updates at no cost and their spouse/domestic partner can receive a Will for only $20. For members requiring a higher level of estate planning, Trust preparation is available with a 25% discount.

Contract and Document Review

While we all say that we would never sign a document without reading it, the reality is that many of us will only skim. Chances are we wouldn’t understand all the legal jargon fine print anyway.

With Legal Shield, at no cost to you, you can have an unlimited number of personal legal documents reviewed and explained to you in plain English by your attorney. Your attorney will also suggest any changes they deem necessary and if the other party has acted improperly, the attorney can contact them on your behalf to help resolved the issue.

Whether you’re signing a new cell phone contract, booking a hotel room, or wanting to make sure that you get your full security deposit back from your landlord, legal document review can save you thousands of dollars and countless headaches.

IRS Audit Protection

An IRS audit can be terrifying, even if we believe we did everything 100% honestly. Unfortunately, around 1.5 million people will experience the terror of an IRS audit every year. For those who think that only the wealthy get audited, over 80% of audits were done to households making less than $50,000 per year.

With Legal Shield, when you are notified of an audit by the IRS, you have immediate access to consultation, advice, and assistance at no cost to you. You can receive at no additional cost, up to 50 total hours of your attorney’s time to help defend the audit.

Motor Vehicle Services

Vehicle ownership creates the potential for many different problems. For accidents we let our insurance company deal with the issue, but who takes care of more minor issues? Who do you turn to if your car is vandalized in a parking lot? What if items are stolen from your car after being valet parked or car washed? What if a car nicks your car while it is parked on the street? And the other driver is claiming it is your fault based on how you parked? And the police issue YOU a citation! Problems happen and whether you were the at fault party or not, having an attorney on your side can be crucial.

With Legal Shield, your attorney will help you deal with the insurance companies. They will put you in a position of knowledge regarding the law. If the unthinkable happens and you are involved in a fatal car accident and charged with manslaughter, involuntary manslaughter, negligent homicide, or vehicular homicide, your attorney will defend you, no matter how long it takes.

Trial Defense

The United States is a litigious country. We have more lawyers per capita than any other county and a new civil lawsuit is filed once every 2 seconds. Whether the suit has merit or is frivolous, lawsuits can cause tremendous emotional and financial stress.

With Legal Shield, if you or your spouse is named as a defendant in a covered civil or criminal action, your attorney will provide up to 60 hours of defense at no additional cost to you.

Legal Shield Monthly Premium

Member & Family: $14.95

Add 24-hour access to an attorney if you’re ever arrested or detained, injured in a motor vehicle accident, confronted with the state taking your children, or served with a warrant, for only $1 more.


For one low price, Legal Shield covers the member, their spouse, and the following dependent children:


  • Under age 18.

  • Under age 23 and a full time college student.

  • Under age 26, never married, and living at the member’s home.

  • Permanently disabled or mentally incapacitated and unable to make legally binding decisions or to be employed.

Legal Shield Monthly Premium

Retiree & Family


Add 24/7 Access Coverage for $1 more.

Have 24-hour access to an attorney if you’re ever arrested or detained, injured in a motor vehicle accident, confronted with the state taking your children, or served with a warrant.