Dental PPO by Ameritas

This comprehensive plan covers 360+ procedures, from routine preventative to major, including crowns, dentures, and implants. Whatever you need, this plan will have you covered.

Each covered member and dependent receives a robust $2,000 annual network benefit. Enrollees also have a Dental Rewards benefit which allows them to bank some of their unused benefit for future use. Enrollees who uses less than $750 of their annual benefit will automatically have up to $400 banked for use in future years.

Use any dentist, but using an Ameritas Network Dentist will provide you quality care at deeply discounted prices. Additionally, many Ameritas providers extend deep discounts on non-covered procedures such as teeth whitening. Finding a network provider is easy, as Ameritas has the largest dental network nationwide with over 325,000 providers.

Search for Network providers in your area at:

Coverage is available for the member, and you may also insure your spouse/domestic partner, and/or your dependent children up to age 26. Children age 26 and older are eligible if they are permanently disabled and the member lists them as a dependent on their tax return. Grandchildren are only eligible if you have full legal custody.


Dental PPO Benefits


Network Dentist

Non-Network Dentist*

Calendar Year Benefit



Dental Rewards per Year

Maximum $1,000



Calendar Year Deductible

Waived for Preventative



Preventative Services

Cleaning, Oral Exam, Bitewings



Basic Services

Periodontal Maintenance, Filling, Simple Extraction, Emergency Pain Relief, Panoramic X-Ray, Denture Repair & Reline, Recement, and Biopsy.

75% - Year 1

80% - Year 2

85% - Year 3


Major Services

12-month waiting period applies unless you had other dental insurance for all of 2020. If so, include proof of coverage with enrollment form.

Crown, Implant, Periodontic, Endodontic, Root Canal, Bridge, Denture, Complex Extraction, Anesthesia, Bone Augmentation, Inlay Restoration, Onlay Restoration, Crown Repair, Bridge Repair, Space Maintainer



*Benefits are based on the average rate a dentist in their zip code charges.