Personal Accident & Secure Travel
This enhanced plan provides a large cash benefit if you are seriously injured or killed in an accident. With accidents being the 5th leading cause of death in the U.S., this policy is a great way to protect your loved ones should the unthinkable happen.
Up to $500,000 in accident coverage is available for the member. Coverage is also available for your spouse/domestic partner and your child(ren) up to age 26. Coverage is guaranteed – no medical questions and all ages are covered! Additional benefits include:
- Up to $25,000 for home alteration & vehicle modification.
 - Up to $10,000 for rehabilitation expenses.
 - Up to $37,500 for wearing a seatbelt & having a functioning airbag.
 
A Secure Travel benefit provides the following special benefits any time you travel more than 100 miles from your home:
  | 
  | 
| 
 Benefit Amount  | 
 Member Monthly Premium  | 
 Member & Family Monthly Premium  | 
| 
 $100,000  | 
 $4.90  | 
 $6.60  | 
| 
 $200,000  | 
 $9.80  | 
 $13.20  | 
| 
 $300,000  | 
 $14.70  | 
 $19.80  | 
| 
 $400,000  | 
 $19.60  | 
 $26.40  | 
| 
 $500,000  | 
 $24.50  | 
 $33.00  | 
| 
 Spouse / Domestic Partner benefit is 50% of member benefit (40% if child is covered). Child benefit is 10% of member benefit, max $30,000. Age reduction applies: Age 70: 65%; Age 75: 45%; Age 80: 30%  | 
||