This site contains summaries and highlights of the plans available. Certain wording has been shortened due to space limitations. Every attempt has been made to ensure the wording is accurate and factually represents the coverages; however, mistakes can occur. This site is not a Certificate of Insurance and nothing contained herein, either written or implied, will change the terms of the Certificates of Insurance. Additional exclusions, limitations, and eligibility requirements may apply.

Insurance carriers have the right to change the rules, regulations, terms of coverage, availability, and guidelines that are placed on the application, policies, and enrollment at any time. Rates change periodically depending on the carrier, open enrollment for the carrier, and the type of available insurance products.

This website contains summaries and highlights of the plans available. Every attempt has been made to ensure the wording on this website is accurate and factually represents the coverages being offered; however, mistakes can occur. This website is not a Certificate of Insurance and nothing contained herein, either written or implied, will change the terms of the Certificates of Insurance. Additional exclusions, limitations, and eligibility requirements may apply. For all plans, please refer to the Certificates of Insurance for the specifics on what is or is not covered.

An individual cannot assume they have effective insurance coverage even if they have submitted an application. An individual cannot assume that they have coverage until the carrier has sent the individual a verification of coverage with the appropriate effective date.

It is the responsibility of the member to contact us regarding any change in their status that affects the ability to be insured under any of these plans. It is also the responsibility of the member to confirm that they have been enrolled in the correct plan and it is suitable for their needs. Members must maintain membership status in RELAC in order to retain these benefits. Failing to maintain membership in RELAC may result in the termination of your coverage. Coverages may be terminated should your retirement check, checking account, or credit card deduction stop for any reason.

These benefits are offered and administered through an independent broker, Pacific Group Agencies, and not RELAC. In promoting the health, well-being, happiness, and continued productivity of its members, RELAC has endorsed the offering of these benefits, but RELAC itself does not provide or administer any of these benefits, nor does RELAC receive any financial compensation for their sale.

Pacific Group Agencies, Inc., CA License 0078489.
For further information on these Supplemental Benefit Plans please: call the Plans
Administrator, Pacific Group Agencies at:
(800) 511-9065
or Email: RELAC@pgagencies.com