$0 Copay Dental HMO by Cigna

Large Nationwide Network of Providers!

The Cigna HMO dental plan has comprehensive coverage for 380+ procedures, from routine preventative to major, including crowns, dentures, and extractions, all at $0 member copays.

There is no set calendar year maximum dollar benefit. There is no waiting period for any covered service. Whether it’s a cleaning or crown, all services are available to the enrollee day one. And there are no surprises as the copays for every covered procedure are listed in your Certificate of Insurance. Your dentist may never charge more than this co-pay. Also, many Cigna providers extend discounts on non-covered procedures, such as implants.

Cigna has a nationwide network of highly qualified dentists that have been pre-screened and thoroughly evaluated prior to their acceptance. As with all HMO plans, you must select a dentist from the Cigna network. However, you may change dentists at any time by calling Cigna.

For a list of providers, please visit: www.cigna.com and select:

  1. Find A Dentist (Upper right of screen)
  2. How are you enrolled (Employer or School)
  3. Enter your zip and click on Doctor by Type (Dentist)
  4. Select Guest (Login or Guest)
  5. Continue
  6. Select Cigna Dental Care Access.

Coverage is available for the member, and you may also insure your spouse/domestic partner, and/or your dependent children up to age 26. Children age 26 and older are eligible if they are permanently disabled and the member lists them as a dependent on their tax return. Grandchildren are only eligible if you have full legal custody.

Member Copays for Common Dental Procedures

With 380+ covered dental procedures, it would be too numerous to list them all. The following list is of the most common procedures covered by this plan and the member copay. A listing all covered procedures will be mailed to you prior to your coverage becoming effective.

Procedure Type

Member Copay

Oral Exam and Cleaning

$0

X-Ray

$0

Resin Filling

$0

Root Canal (Anterior)

$0

Extraction of Erupted Tooth

$0

Periodontal Maintenance

$0

Scaling and Root Planing

$0

Porcelain Crown

$0

Porcelain Inlay / Onlay

$0

Post & Core

$0

Denture (Bridge)

$0

Denture Repair

$0

Anesthesia

$0

Post & Core

$0

Gingivectomy

$0

Bone Graft

$0

Tissue Graft

$0

Removal of Lesion or Cyst and Biopsy

$0

Abutment

$0

Desensitizing Medication

$0

Note: Procedure Type has been modified into “plain English” and multiple procedures grouped under a single procedure type. Your specific procedure may have a different copay than the one listed above.

To enroll, for more information, or list of current vets, visit:  www.unitedpetcare.com/resdc or call UPC directly at (888) 781-6622 and mention RESDC.