Personal Accident & Secure Travel

This enhanced plan provides a large cash benefit if you are seriously injured or killed in an accident. With accidents being the 5th leading cause of death in the U.S., this policy is a great way to protect your loved ones should the unthinkable happen.

Up to $500,000 in accident coverage is available for the member. Coverage is also available for your spouse/domestic partner and your child(ren) up to age 26. Coverage is guaranteed - no medical questions and all ages are covered! Additional benefits include:

  • Up to $25,000 for home alteration & vehicle modification.
  • Up to $10,000 for rehabilitation expenses.
  • Up to $37,500 for wearing a seatbelt & having a functioning airbag.

A Secure Travel benefit provides the following special benefits any time you travel more than 100 miles from your home:

  • Medical Evacuation
  • Repatriation
  • Lost Item Assistance
  • Prescription Refill
  • Legal Assistance
  • Cash Advance
  • Translation Service
  • Pre-Trip Planning
  • Bail Bond Posting
  • Medical/Dental Referral
  • 24 Hour Availability
  • Message Relay

OCAA provides $25,000 in coverage for FREE member and family.

AD&D Benefit Amount

Member Monthly Premium

Member & Family Monthly Premium













Spouse / Domestic Partner benefit is 50% of member benefit (40% if child is covered). Child benefit is 10% of member benefit, max $30,000. Age reduction applies: Age 70: 65%; Age 75: 45%; Age 80: 30%