Dental PPO – Ameritas

This Ameritas PPO dental plan is a comprehensive, full service plan that covers over 360 procedures, from routine preventative to the major including crowns, dentures, and implants. Whether you need routine care or something more extensive, this plan will have you covered.

Every covered member and dependent each has a robust $1,500 in-network calendar year benefit. Coverage is available for the Association member individually, or they may also insure their spouse/domestic partner, and their dependent children up to age 26. Coverage is available to children age 26 and older if they are permanently disabled and the member lists them as a dependent on their tax return. Grandchildren are only eligible if you have full legal custody, not temporary guardianship.

This plan offers a unique Dental Rewards® benefit which provides members additional “banked funds” to use for covered procedures. Any member or dependent who use less than $750 of their annual benefit will automatically have additional funds deposited toward their calendar year maximum in future years.

As an added benefit, members who visit the dentist at least once during the year will have their Basic Services Network benefit level increased by 5% the following year - up to 85% maximum.

Ameritas has the largest dental network nationwide. There are over 325,000 providers to help ensure that you have access to quality dental care at deeply discounted prices. Ameritas has a well-earned reputation of having some of the best Network Provider discounts in the industry. Additionally, many Ameritas providers have agreed to extend deep discounts on non-covered procedures, such as cosmetic procedures like teeth whitening.

Search for Network providers in your area at:


Network Dentist

Non-Network Dentist

Calendar Year Benefit


Dental Rewards®

$400 / Year

$250 / Year

Calendar Year Deductible

Waived for Preventative

$50 / Person

$75 / Person

Preventative Services

Cleaning, Oral Exam, Bitewing X-Ray, & Fluoride.



Basic Services

Filling, Simple Extraction, Periodontal Maintenance, Panoramic X-Ray, Denture Repair & Reline, Recement, Biopsy, Sealant, & Emergency Pain Relief.

75% – Year 1

80% – Year 2

85% – Year 3


Major Services

A 12-month waiting period will be applied unless proof of current coverage is submitted with enrollment form.

Crown, Implant, Periodontic, Endodontic, Root Canal, Bridge, Denture, Complex Extraction, Anesthesia, Bone Augmentation, Inlay Restoration, Onlay Restoration, Crown Repair, Bridge Repair, & Space Maintainer.



*Benefit levels are based on the average rate a dentist in your zip code would charge for that procedure.

For a complete list of covered procedures, please refer to the Certificate of Insurance.

Ameritas Dental PPO Monthly Premium

Member Only


Member + Spouse / Domestic Partner or Child


Member + Family