United Pet Care Coverage

United Pet Care (UPC) offers a unique approach to pet care similar to how HMO insurance works for humans. By visiting a vet in the UPC network, you receive significant discounts off the regular rates. Pet owners receive instant savings of 20% to 50% off exam, surgery, hospitalization, vaccine, spay/neuter, diagnostic, radiology, dental, and other preventative and sick care procedures. Medication is discounted 20% to 25%. Coverage is available for all pets, regardless of age or pre-existing and breed-specific conditions.

There are no deductibles, no claim forms, no waiting period, no pre-existing condition exclusion, and no limit on the number of vet visits.

Pet parents select from a nationwide network of over 1,900 conveniently located, quality veterinarians.

Members also receive discounts at a variety of pet stores including those for: pet food, natural food, grooming, accessories, products, supplies, boarding kennel, doggie daycare, pet sitting, dog walking, training and obedience, herbs and supplements, and medications.

For the most up-to-date list of vets, please call UPC at (888) 781-6622 or visit: www.UnitedPetCare.com/refco.

United Pet Care

Monthly Premiums Start At:

1 Pet


2 Pets


3 Pets


Each Additional Pet


To enroll or for more information: Call United Pet Care at (888) 781-6622 and mention you are a REFCO member or visit:  www.unitedpetcare.com/refco